Chip cards are here in the U.S.!
Chip card payment transactions are more secure.
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How To Use Your Chip Card
During the transition to chip, you can swipe your card as you normally would and follow the prompts. If the terminal is chip-enabled, it will prompt you to insert it instead. If you already know your chip card works there, start by inserting your card.
At chip-enabled terminals, insert your card with the chip toward the terminal, facing up. Do not remove until prompted.
Provide your signature or PIN as prompted by the terminal. Some transactions may not require either.
When the terminal says the transaction is complete, remove your card.